Here is a great article posted on Investopedia.com by Andrew Beattie.
If you follow our blog for very long you will figure out very soon that we are big time advocates of taking control of your finances. Debt places such a heavy burden on the borrower. As Proverbs 22:7 says, the borrower is slave to the lender. And yet, even in the mess the economy is in today we are encouraged to run out and spend, spend, spend because spending is what will save the economy and lead to recovery. I want to encourage you to take a look at your personal "economy". Let's get our own finances in shape before we worry about others finances. Then you have total control. You can spend some money because you have become debt free and actually have some. You can save. You can give to support your church, a local non-profit, missons or even just bless a friend with a gift. We hope that you find this site helpful whether you are really depending on finding a great deal to be able to brush your teeth or whether you want to use the deals you find to donate to others. One of our main goals through all of this is to be able to use what we find to bless those in need around us and to be able to save money so we can support our missionary friends.